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You want a small business loan and you think you’ll qualify, but you’ve done some reseach and all the terms are starting to sound like a foreign language you’ve never learned. Let FindLaw help you make better sense of the loan process. Below you will find a handy glossary of typical loan documents and terminology you should be familiar with when applying for a small business loan.
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Long-term business loans are difficult for start-up businesses to obtain. Usually, only established businesses with some years of financial success are approved for long-term bank loans. The business has to produce their business plan and several years of historical financial statements in order to secure a long-term loan.