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Non-prime mortgages are making a comeback and new lenders are introducing new programs almost monthly. While the current loan products are not quite like the pre-recession subprime mortgage programs, they are increasingly becoming available to borrowers with lower credit scores, the self-employed, and other types of borrowers that have been left out from getting a mortgage for almost a decade.
That means all the loans using this type of financing are stalled. “It’s a small percentage, but probably a big number that adversely affects rural America,” said Keenan Raverty, a former president of.
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